Discover Essential PSWA Insurance Coverage for Your Future in Hawaii

Hawaii’s Premier Insurance Provider for Peace of Mind

Navigating the complexities of insurance can be daunting, especially when it comes to protecting your loved ones and property. That’s where PSWA Insurance Hawaii comes in, offering a comprehensive suite of insurance solutions tailored to the unique needs of Hawaii residents.

Addressing Common Insurance Challenges

In Hawaii, homeowners and businesses alike face unique risks, such as hurricanes, earthquakes, and flooding. Without adequate insurance coverage, these events can have devastating financial consequences. PSWA Insurance Hawaii understands these challenges and provides policies that address them head-on.

Personalized Protection for Your Valuables

PSWA Insurance Hawaii offers a wide range of coverage options to ensure that your valuable assets are protected. Whether you’re looking for homeowners insurance, auto insurance, or business insurance, PSWA tailors its policies to meet your specific requirements.

Summary: PSWA Insurance Hawaii

• Specialized insurance coverage for Hawaii residents, addressing unique risks such as natural disasters
• Comprehensive coverage options to protect your home, auto, and business
• Personalized policies designed to meet your specific needs
• PSWA Insurance Hawaii is committed to providing peace of mind through reliable insurance solutions. Contact us today to learn more about how we can protect what matters most.

PSWA Insurance in Hawaii

PSWA Insurance (Physicians, Surgeons, and Dentists of America Insurance Company) has been providing medical liability insurance to healthcare providers in Hawaii for over 30 years. PSWA’s mission is to protect its policyholders from financial losses associated with medical malpractice claims.

Coverage

PSWA offers a variety of medical liability insurance coverage options to meet the specific needs of healthcare providers in Hawaii. These options include:

Occurrence-Based Coverage:

• Provides coverage for claims arising out of incidents that occur during the policy period, regardless of when the claim is filed.
• Protects against claims made even after the policyholder has retired or ceased practicing medicine.

Claims-Made Coverage:

• Provides coverage for claims that are filed during the policy period, regardless of when the incident giving rise to the claim occurred.
• Requires the policyholder to maintain continuous coverage in order to maintain coverage for past acts.

Tail Coverage:

• Provides coverage for claims arising out of incidents that occurred during the policy period, even after the policy has expired or has been canceled.
• Protects against claims that are filed after the policyholder has retired or ceased practicing medicine.

Limits of Liability

PSWA offers a variety of limits of liability to meet the specific needs of healthcare providers in Hawaii. These limits range from $1 million per occurrence to $10 million per occurrence.

Deductibles

PSWA offers a variety of deductibles to meet the specific needs of healthcare providers in Hawaii. These deductibles range from $0 to $50,000.

Premiums

PSWA’s premiums are based on a variety of factors, including the policyholder’s specialty, claims history, and practice location.

Benefits of PSWA Insurance

There are a number of benefits to purchasing medical liability insurance from PSWA, including:

• Financial protection against medical malpractice claims
• Peace of mind knowing that you are protected from financial losses
• Access to a variety of coverage options to meet your specific needs
• Competitive premiums
• Excellent customer service

How to Get a Quote

You can get a quote for PSWA medical liability insurance by contacting an insurance agent or by visiting PSWA’s website.

Conclusion

PSWA Insurance is a leading provider of medical liability insurance to healthcare providers in Hawaii. PSWA offers a variety of coverage options, limits of liability, and deductibles to meet the specific needs of its policyholders. PSWA is committed to providing its policyholders with the best possible protection against medical malpractice claims.

FAQs

1. What is medical liability insurance?

Medical liability insurance is insurance that protects healthcare providers from financial losses associated with medical malpractice claims.

2. Who needs medical liability insurance?

All healthcare providers, including physicians, surgeons, dentists, and nurses, need medical liability insurance.

3. What are the different types of medical liability insurance coverage?

There are two main types of medical liability insurance coverage: occurrence-based coverage and claims-made coverage.

4. What are the limits of liability for medical liability insurance?

Limits of liability for medical liability insurance range from $1 million per occurrence to $10 million per occurrence.

5. What are the deductibles for medical liability insurance?

Deductibles for medical liability insurance range from $0 to $50,000.