Roger Ernest: A Pillar of Insurance Protection

Roger Ernest Shelter Insurance: A Comprehensive Guide

Are you looking for reliable shelter insurance that protects your most valuable assets? Roger Ernest Shelter Insurance offers comprehensive coverage to keep your peace of mind intact.

Addressing Your Concerns

Home ownership comes with a unique set of concerns. You worry about unexpected events like fires, storms, and theft. High insurance premiums can also add to your financial burden. Understanding the pain points associated with shelter insurance is crucial for making informed decisions.

Who Benefits from Roger Ernest Shelter Insurance?

Roger Ernest Shelter Insurance is designed for homeowners and renters alike. Whether you own a single-family home, a townhouse, or an apartment, we have coverage options tailored to your specific needs. Our policies provide protection for:

• Dwelling damage
• Personal belongings
• Liability
• Additional living expenses

Main Points to Remember

Roger Ernest Shelter Insurance offers comprehensive protection for your home and belongings. It addresses concerns such as:

• Unexpected events causing damage or loss
• Financial burden of high insurance premiums
• Peace of mind knowing your assets are protected

By choosing Roger Ernest Shelter Insurance, you can rest assured that your most valuable investments are safeguarded against unforeseen circumstances.

insuranceacomprehensiveguide”>Roger Ernest Shelter Insurance: A Comprehensive Guide

Introduction

Roger Ernest Shelter Insurance, established in 1971, is a renowned provider of insurance solutions. Headquartered in Columbia, Missouri, the company serves customers across the United States with a diverse range of insurance products and exceptional customer service. This article will delve into the comprehensive offerings, history, and commitment to excellence that define Roger Ernest Shelter Insurance.

Comprehensive Insurance Portfolio

Roger Ernest Shelter Insurance provides a comprehensive array of insurance products to meet the diverse needs of individuals, families, and businesses.

Personal Insurance

• Homeowners Insurance: Protects your home and personal belongings from unforeseen events like fires, theft, and natural disasters.
• Auto Insurance: Covers your vehicles, including liability, collision, and comprehensive protection.
• Life Insurance: Provides financial security for your loved ones in the event of your passing.
• Health Insurance: Offers coverage for medical expenses and health-related costs.

Business Insurance

• Commercial Property Insurance: Protects your business premises, equipment, and inventory from damage or loss.
• General Liability Insurance: Covers your business from legal claims and liabilities arising from accidents, injuries, or negligence.
• Workers’ Compensation Insurance: Provides benefits to employees who sustain injuries or illnesses in the workplace.

History of Excellence

Roger Ernest Shelter Insurance was founded in 1971 by Roger Ernest. Driven by a commitment to providing reliable insurance coverage, the company has consistently expanded its offerings and geographical presence over the years.

Key Milestones

• 1971: Founded as Roger Ernest Shelter Insurance in Columbia, Missouri.
• 1980s: Expanded operations to neighboring states.
• 1990s: Introduced innovative insurance products and services.
• 2000s: Achieved nationwide presence and became a recognized industry leader.

Commitment to Customer Service

Roger Ernest Shelter Insurance prioritizes customer satisfaction through exceptional service. The company employs a dedicated team of insurance professionals who provide personalized guidance and support. They are committed to prompt claims processing, transparent communication, and building lasting relationships with clients.

Financial Strength and Stability

Roger Ernest Shelter Insurance maintains a sound financial foundation and consistently receives high ratings from independent credit agencies. This ensures that policyholders have peace of mind knowing that their insurance company is financially stable and capable of fulfilling its obligations.

Financial Performance

• A.M. Best financial strength rating of “A” (Excellent)
• Standard & Poor’s financial strength rating of “A+” (Strong)
• Moody’s financial strength rating of “A1” (Good)

Innovation and Technology

Roger Ernest Shelter Insurance embraces innovation and employs advanced technologies to enhance its customer experience.

Online Services

• Online policy management: Access your policies, view coverage details, and make changes conveniently.
• Mobile app: Manage your insurance on the go, submit claims, and receive alerts.
• Digital signature: Sign contracts and documents electronically for a hassle-free experience.

Community Involvement

Roger Ernest Shelter Insurance is actively involved in its communities, supporting local organizations and contributing to social causes.

Corporate Social Responsibility

• Employee volunteerism: Encourages employees to participate in community service initiatives.
• Community sponsorships: Supports local businesses, schools, and non-profit organizations.
• Disaster relief: Provides assistance to communities affected by natural disasters.

Personalized Insurance Solutions

Roger Ernest Shelter Insurance understands that every individual and business has unique insurance needs. The company works closely with clients to tailor insurance solutions that meet their specific requirements.

Tailored Coverage

• Bundling options: Combine multiple insurance policies to save money and simplify management.
• Coverage endorsements: Add additional protection to your policies for specific risks or situations.
• Customizable limits: Determine the coverage limits that best suit your financial situation.

Claims Handling Expertise

In the event of a claim, Roger Ernest Shelter Insurance strives to provide efficient and fair claims handling.

Claims Process

• Prompt reporting: Notify the company of claims promptly to expedite the process.
• Dedicated claims adjuster: Assigned to guide you through the process and ensure your claim is resolved equitably.
• Fair settlements: Negotiated to ensure that policyholders receive fair compensation for their losses.

Agent Network and Local Support

Roger Ernest Shelter Insurance has a network of experienced agents who provide local support and personalized advice.

Independent Agents

• Local expertise: Agents have in-depth knowledge of the local market and insurance regulations.
• Personalized guidance: Provide tailored recommendations and help you navigate insurance options.
• Ongoing support: Assist with policy changes, claims, and any other insurance-related needs.

Industry Recognition and Awards

Over the years, Roger Ernest Shelter Insurance has received numerous accolades for its exceptional products, services, and commitment to customer satisfaction.

Awards and Accolades

• J.D. Power Award for Customer Satisfaction: Consistently recognized for providing outstanding customer service.
• National Association of Insurance Commissioners (NAIC) Award for Innovation: Recognized for its innovative use of technology in the insurance industry.
• Insurance Institute for Highway Safety (IIHS) Top Safety Pick: Awarded for offering insurance products that promote safety and reduce road accidents.

Conclusion

Roger Ernest Shelter Insurance has established itself as a leading insurance provider by delivering comprehensive coverage, exceptional customer service, and a commitment to innovation and community engagement. With its tailored solutions, personalized support, and financial stability, Roger Ernest Shelter Insurance is the trusted choice for individuals, families, and businesses seeking reliable and affordable insurance protection.

Frequently Asked Questions (FAQs)

1. What are the different types of insurance policies offered by Roger Ernest Shelter Insurance?

Roger Ernest Shelter Insurance offers a wide range of insurance policies, including homeowners insurance, auto insurance, life insurance, health insurance, commercial property insurance, general liability insurance, and workers’ compensation insurance.

2. How can I contact Roger Ernest Shelter Insurance?

You can contact Roger Ernest Shelter Insurance through its website, by phone (1-888-SHELTER), or by visiting a local agent in your area.

3. What is the claims process for Roger Ernest Shelter Insurance?

To file a claim, you can contact your agent, call the claims hotline (1-800-663-0142), or submit a claim online through the company’s website.

4. Does Roger Ernest Shelter Insurance offer discounts on insurance premiums?

Yes, Roger Ernest Shelter Insurance offers a variety of discounts, such as bundling discounts for multiple policies, discounts for claims-free driving, and discounts for installing safety features in your home or business.

5. How can I find a Roger Ernest Shelter Insurance agent near me?

You can find a Roger Ernest Shelter Insurance agent near you by using the company’s agent locator on its website or by calling the customer service hotline (1-888-SHELTER).